Fee Based Planning
This service offers clients a full look and overview of their household investments, savings strategies, major purchases, retirement income strategies and insurance portfolio. It offers clients written advice, recommendations and a road map about the foundational areas of their financial lives and ways to help achieve their financial goals. The service also gives clients the chance to ask any and all financial questions throughout year, with the goal of giving you even greater confidence that you are making intelligent and savvy decisions around their money. Most of our planning clients are also work with us around asset management, retire readiness and estate/protection planning as well.
Retire Readiness
This service is designed to give clients confidence that they are in a position to retire on their terms and continue their lifestyle as it currently stands. We will address things such as ways to optimize social security, cover medical insurance/Medicare supplements, and position your assets to help ensure that you don’t outlive your retirement savings.
Asset Management
This service gives clients the opportunity to have their investments professionally managed by our team of experienced financial advisors. We blend the use of a Three Bucket approach(Short, Medium and Long Term Investments) giving you liquidity and potential long term growth with a focus around overall costs and performance of your accounts. We also offer solutions for tax efficiency around distributions of wealth, retention of wealth, and how the inheritance of wealth works.
Estate & Protection Planning
Most clients need to purchase various types of insurance policies throughout different phases of their lives and have different legal needs around their estate plans. We help clients determine which insurance policies make sense for their specific circumstances through a variety of providers. We look to match the right insurance company’s premium costs and coverages for you and your loved ones. Then we work with clients and their estate attorneys to ensure that your wealth is passed along according to your wishes and as efficiently as possible. (we do not provide legal advice)